Put less than 20% down on your home?
Stop paying for your bank's insurance.
Your mortgage payment includes insurance that protects the bank — not you. It's called PMI, it costs most homeowners $1,500 to $4,500 a year, and federal law lets you cancel it. See your number in 60 seconds.
Free to check. $0 unless we both win. We only get paid when you stop paying.
$375/moWhat this insurance can cost
60 secFree check, no credit pull
$0Fee unless we both win
Details
Review
Result
Report
Reserve
See what you'd save
FREE · NO CREDIT PULLA Zillow or Redfin estimate works.
Shown as “PMI” on your mortgage statement.
No documents, no credit pull. Two numbers and your state.
Reviewing your loan positionWAITING
Applying the 80 percent ruleWAITING
Checking the appreciation pathWAITING
Calculating your savingsWAITING
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Question 1 of 6
Email (optional)
Launch updates and your founding-member spot. No spam, ever.
Who do you send your mortgage payment to? (optional)
What type of loan do you have? (optional)
When did you buy your home? (optional)
Have you ever tried to cancel your PMI? (optional)
If we handle everything, would you pay one month of your savings? (optional)
YOUR SPOT IS RESERVED
Priority spot reserved · early access
You're signed up!
We do the paperwork. You keep the savings.
01
You type two numbers
Home value and loan balance. That's your entire job.
02
We do the ugly paperwork
Your servicer's exact forms, filed right, chased weekly until they answer.
03
You stop paying
The charge comes off your statement. If it doesn't, you owe us nothing.
It's federal law · 12 U.S.C. 4901
You have the right to cancel private mortgage insurance once your balance reaches 80 percent of your home's value.
- At 80% you can demand cancellation.
- Home went up in value? That equity counts too.
- Your bank won't call you. The request has to come from you.
If we don't win, you don't pay.
The check + report
Free
Your number, your path, your servicer's process. Yours to keep.
The cancellation
One month of savings
We win: our fee is one month of what you were paying — every month after is yours. We don't: you pay $0. Founding members are first in line when we launch.
Quick answers.
What exactly does Eighty do?
You give us two numbers. We check your eligibility, prepare your servicer's exact cancellation paperwork, and chase it until the insurance is off your statement. If it never comes off, you never pay.
What is PMI?
Insurance most lenders require when you put down less than 20%. It runs $30 to $70 a month per $100,000 borrowed — and it protects the bank, not you.
Will this affect my credit or my mortgage?
No. No credit check, no change to your rate or term. One charge simply comes off your bill.
What if I have an FHA loan?
FHA insurance follows different rules and often requires refinancing to remove. Our check tells you that honestly instead of selling you a process that won't work.
What's the catch?
There isn't one. The check is free, and we only get paid if your insurance actually gets cancelled. Cancelling it is your legal right — we just do the work.
60 seconds. Two numbers. Free.
We handle everything after that. You pay only if we win.